{"id":102,"date":"2026-01-30T12:00:00","date_gmt":"2026-01-30T18:00:00","guid":{"rendered":"https:\/\/www.valorinsurance.com\/blog\/?p=102"},"modified":"2026-01-16T07:50:32","modified_gmt":"2026-01-16T13:50:32","slug":"insuring-your-new-vehicle","status":"publish","type":"post","link":"https:\/\/www.valorinsurance.com\/blog\/insuring-your-new-vehicle\/","title":{"rendered":"Insuring Your New Vehicle"},"content":{"rendered":"<p>Congratulations on your new vehicle! Before you even drive it off the lot, you&#8217;re going to need to make sure you are fully insured. You can add it to an existing policy or start a new one altogether with the vehicle identification number. Most insurers will typically provide a grace period of seven to thirty days to update the coverage, but the sooner you get this taken care of, the better. In order to protect this new asset, it is of utmost importance to ensure full coverage including collision and comprehensive.&nbsp;<\/p>\n<h2>Important Considerations for Insuring Your New Vehicle<\/h2>\n<p>Get pre-approved as soon as you can. Before pickup, you can get an accurate quote and have the policy all set up if you have the vehicle identification number available. Chances are good that the dealership will require proof of insurance before letting you take off with your new vehicle. If you already have a policy, you can contact your insurer and let them know it needs to be updated. For a new vehicle, full comprehensive and collision coverage is recommended. As new cars quickly depreciate in value, you may want to consider GAP coverage&nbsp;to pay off the difference between what you owe and the car&#8217;s true value should it be destroyed in an accident. New car replacement coverage will replace your car with something of the same make and model rather than something of lesser value. Check with your insurance company to see how long a grace period you have.&nbsp;<\/p>\n<h2>Valor Insurance Serving Pennsylvania<\/h2>\n<p>If you are in Pennsylvania and in the market for auto insurance, please contact us at Valor Insurance. We&#8217;re happy to help. Give us a call today.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Congratulations on your new vehicle! Before you even drive it off the lot, you&#8217;re going to need to make sure you are fully insured. You can add it to an existing policy or start a new one altogether with the vehicle identification number. 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