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Personal Insurance

Personal insurance Coverage

Auto Insurance

Most states require drivers to carry liability insurance, but minimum limits often aren’t enough to fully protect you. Liability coverage pays for damages or medical expenses for others if you’re at fault, but it doesn’t cover your own vehicle or medical bills. The right auto policy keeps you financially secure and prepared for the unexpected on the road.

Home Insurance

Your home is more than a place to live—it’s a major investment and a sanctuary for your family. Standard coverage may not protect against all potential risks, from fire and severe weather to accidents on your property. Comprehensive home insurance ensures that both your property and your personal belongings are covered, so you can recover with confidence after a loss.

Condo Insurance

Owning a condo comes with unique insurance needs. While the building’s master policy covers shared spaces, your individual unit, belongings, and liability are your responsibility. Proper condo insurance protects your personal space, possessions, and potential liabilities, giving you peace of mind in your home.

Motorcycle Insurance

Riding offers freedom and excitement—but also unique risks. Motorcycle insurance provides essential protection for both you and your bike, covering accidents, theft, and damage. It can also include liability coverage if you’re responsible for injuries or property damage. With the right policy, you can ride confidently knowing you’re protected on every turn of the road.

Boat Insurance

Whether you’re cruising, fishing, or sailing, boat insurance helps protect your vessel and passengers from unexpected accidents or damages. Coverage can include liability, physical damage, and even towing or fuel-spill cleanup. From calm lakes to open waters, the right policy ensures smooth sailing and peace of mind every time you set out.

RV Insurance

Your RV is more than a vehicle—it’s your home on the road. RV insurance protects your investment against collisions, theft, and natural disasters, while also covering personal belongings and liability. Whether you’re parked at a campsite or traveling cross-country, comprehensive coverage keeps your journey protected wherever the road leads.

Umbrella Insurance

Sometimes, standard insurance limits aren’t enough to cover serious claims or lawsuits. Umbrella insurance provides an extra layer of liability protection beyond your auto, home, or boat policies. It helps safeguard your assets and future income from costly judgments—ensuring you’re fully protected when life’s unexpected events go beyond the ordinary.