Buying a new home is an exciting endeavor, and many homeowners like to prepare by painting walls, buying new furniture, or swapping out flooring. However, one aspect that is often overlooked is insurance. When setting up a new homeowners policy, you don’t want to forget the small details. Serving Pennsylvania with top-tier insurance solutions, Valor Insurance offers the coverage you need to keep your home and belongings safe.
Detached Structures
Garages, sheds, and fences are all common components of residential properties. However, they may not always be automatically covered at full value unless specified in your policy. If you use these spaces for storage, hobbies, or even a home office, ensure that they’re listed on your policy.
High-Value Personal Belongings
While most standard home insurance policies cover personal items, valuables such as art, jewelry, and collectibles may exceed standard limits. Consider additional coverage for valuables to ensure that they are fully protected in the event of theft, loss, or damage.
Liability Protection
Many homeowners underestimate how much liability coverage they’ll need when establishing a new home insurance policy. If a guest is injured on your property, this coverage will protect you from costly claims and legal expenses.
Additional Living Expenses Coverage
Few people think about where they’d temporarily stay if a storm of fire made their home uninhabitable. Additional living expenses coverage can help with the cost of hotel stays, meals, and other necessities while repairs are being made. This can give you peace of mind during these stressful times.
Protect What Matters Most
If you recently purchased a home in Pennsylvania, our team at Valor Insurance can review your policy to ensure nothing important is left unprotected. Call us at 800-419-0849 to discuss your coverage needs.